Independent insurance verdicts
The best insurance, and the worst. Named, compared, sourced.
We read the policy documents, regulator data and government price filings, then tell you plainly which insurers are best and which are worst. No insurer pays us, so we can say it.
- We don’t sell insurance
- No commissions
- Every number has a source
Choose your market
Where are you buying insurance?
India →
Health cover for your parents, and indemnity cover for doctors, with every policy read from its own documents.
Start with IndiaUnited States →
Marketplace health plans priced on a real year of care, and Medicare Advantage insurers ranked on their star ratings.
Start with United StatesWhat the documents showed
10/10 → 0/10
how much of their paperwork insurers publish
We scored doctors’ indemnity insurers on the documents they make public. One publishes everything. One publishes nothing at all.
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22 of 25
court cases where the insurer fought the claim
In the doctors’ indemnity judgments we catalogued, the insurer contested the claim almost every time, and paid voluntarily in none.
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79 of 152
seniors lost at the Ombudsman
We read 152 Ombudsman decisions on Indian seniors’ health claims. More were thrown out than won.
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409 of 409
US counties where the lowest premium lost
For a year with a birth, the plan with the lowest monthly premium was never the cheapest to own, in any county we priced.
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How we work
We read the fine print so you don’t have to
Filed policy wordings, court judgments, regulator statistics and government price filings. No commissions, no carrier panel, no leads. Every figure is footnoted to the document it came from, with the date we checked it.
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