Independent insurance verdicts
The best insurance — and the worst. Named, compared, sourced.
We publish the verdicts carriers can't and panel-funded aggregators won't. No commissions, no lead forms — just filed policy documents, court records and regulator data, read so you don't have to.
Latest verdict
Best & Worst Professional Indemnity Insurance for Doctors in India (2026)
We read 40+ filed policy wordings, 25 court judgments and every public regulator dataset. Two insurers' published policies exclude bodily injury — the core of malpractice risk. One sells the product with no public documents at all. Here's who holds up, and who doesn't.
India · Doctors' professional indemnity
How we work
Primary documents only
Filed policy wordings, court judgments, regulator statistics. If it can't be verified, it doesn't go on the page.
No side to protect
We take no commissions and sell no leads. That's why we can publish the “worst” half of every comparison.
Every number has a source
Each figure carries its origin and as-of date in our data ledger. Stale data gets flagged and refreshed — or removed.
What the documents showed
10/10 → 0/10
We scored 13 insurers on documentation transparency. Exactly one publishes its full paper trail. One publishes nothing at all.
0 datasets
No Indian regulator publishes how often insurers pay professional indemnity claims. We ranked on what can be verified — and said so.
22 of 25
In the court record we catalogued, insurers contested doctors' indemnity claims in 22 of 25 cases. The fine print decides — so we read it.
Choose your country
India
Insurance comparisons for India — IRDAI-regulated products, INR premiums, Indian carriers.
United States
Coming in a later phase.